Caravan Insurance Comparison Sites Offer Little More Than a Search Engine


Caravan owners can never be sure that they have the most suitable and lowest price insurance premium unless they go direct to specialists that are not listed on comparison sites.


[PressFlow.co.uk, Sept 01 2009] In recent months there has been a rapid increase in the number of so called caravan insurance comparison web sites. These sites are very different from car insurance web sites that allow the user to fill in one form and then bring back many quotes, from main stream insurers, ranked by price. In fact the caravan insurance comparison sites simply list caravan insurance specialists, who are in the main intermediaries themselves, and the user then goes to each individual site listed to obtain a separate quote. Each site they visit requires them to fill in a separate form so where does the user benefit?

Perhaps more worrying is the lack focus on being fair to customers on these sites. The caravan insurance specialists listed are not ranked on the quality of cover provided or the customer satisfaction promised but rather they appear to be ranked by the level of commission or fee paid by the advertiser to the "comparison" web site. The top ones seem to be those that pay commission when a customer takes up a quotation, the ones at the bottom of the rankings pay a modest fee to the site owner when a user fills in a quote form. So the order is more about who pays most to the site owner and less about what is to the benefit of the customer.

So how can a caravan owner find the most suitable and competitively priced caravan insurance for them?

There is no short cut to an owner getting multiple quotes but shopping around and doing comparisons is well worthwhile. The caravan owner should do their own Google search for caravan insurance and visit some of the sites listed. If the site is from a specialist and inspires confidence they can fill in the form and get a quotation. Buying insurance requires careful thought so they should make sure that they request a detailed written quote be sent by post so that they can read the small print at their leisure. The longer established specialists are the ones that advertise regularly in magazines such as Practical Caravan and Caravan Magazine. They provide a freephone number so that potential customers can not only get an instant quote they can also speak to a real person and establish if they represent a firm that is one they want to do business with. One such company Caravanwise  has been established for 11 years and makes a point of not appearing on comparison sites.

Phil Holden of Caravanwise the caravan insurance specialist says "We took the decision long ago to not get involved with web sites that purport to be comparison sites but are in fact lttle more than a page with half a dozen links doing nothing but produce a profit to the site owner. In our opinion they do nothing to help potential customers make the decision to buy the insurance that suits their needs. Our customers tend to be careful people who want to deal with a firm that is just like themselves. We have a friendly team of insurance specialists, on the end of a Freephone number 0800 3282084, who spend each working day helping caravanners and motorhome owners. We don't expect to be able to provide everyone who contacts us with the lowest price but for those where our price and cover suits their requirements we promise them that we will provide them with a first rate personal service."

Often the lowest price and most benificial deals for car insurance are found by going direct and it could be said that the same goes for caravan insurance.



Caravanwise Limited http://www.caravanwise.co.uk/ is a caravan insurance specialist, based in Christchurch, Dorset UK, that has built an enviable reputation in this specialist area of insurance over the past 11 years. Caravanwise Limited is authorised and regulated by the FSA, register number 304081.




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